March 23, 2012

283 | 83

This has been a trying week.  I know that I need to put into perspective–I’m fully aware of that.  Sometimes it’s just easier to have a pity party though–I’m sure you’ve all been there at one point or another.  Shaking it off is much easier said than done.  The most frustrating thing of all is the closing on our house.  We’ve lived here since December 6th, and have been paying rent since then.  I am incredibly sorry to the family who we are buying the house from.  It’s been one thing after another. . . we need this paper, a copy of this, records of that, need this again, please give us this information, get a roofing report, and another roofing report.  And another roofing report.  Get a hundred letters from your CPA.  Let’s wait until this year’s tax return.  Give us a copy of these bank statements–five times.  What’s your social security number?  Oh wait, we put it in the system wrong–let’s pull it again a month later and then see that your credit score dropped fifty points because you made the first late payment of your life, and now we won’t give you the same interest rate unless you pay us for it.  We need your licenses again.  And another bank statement.  And please make copies of all ten of these checks that you deposited on these two dates so we can see what they were for.

No lie.  They’ve asked us for like a bazillion things.  We started the process on December 15th.

And just when I thought I had signed the very last paper yesterday, they asked for three more things today.  I nearly fell off my seat.

It’s like a never ending nightmare.  I would like to just tell them, forget it. . . we aren’t using your bank.  But I’m pretty sure that would get me nowhere.  It’s like a catch 22.

One of my friends is our loan officer.  I love her dearly, and I feel terribly that in this whole process, she is probably annoyed to high heaven with me because I’m sure she just wants the deal done!  And I’m right there with her.

Send

Message

Phone

Email

Name

Thank you!

Your message has been sent. We'll contact you shortly

contact bethany

newborn, child and family photographer

rochester new york